Rocket Mortgage Is Racist Toward Black Elderly Customers, I Have Proof

Rocket Mortgage Quicken Logo

Rocket Mortgage bills itself as “the largest home lender in America”. But it’s track record with black customers is less than stellar, and it’s clear to me that the organization has racist policies that force higher interest rates onto customers of my color. Take my elderly contractor’s case.

All she’s trying to do is get a lower interest rate mortgage than the 6 percent she’s currently paying. Considering all of the boasting about lower rates being available, and all of the photos of African Americans on their website that promise good treatment, the reality is a constant forcing of completely ridiculous loan terms on my Mom. Without going into too much detail, she is an independent contractor with my Zennie62Media company. She’s paid a monthly rate for her input on content creation.

That amount she’s making from my registered and in-good-standing Delaware C-corp was enough to put in into a loan category with a rate she wanted. Fine.

Then, all of a sudden, Rocket Mortgage tells her that, even after getting the pay stubs and her name is on the corporate website, as well as our payroll report, they did not count what she was being paid!

Again, Rocket Mortgage simply rejected that my elderly contractor’s had a legal job. Got that? Got that?

That’s crazy.

My elderly contractor’s completely upset over the matter, so I elected to blog about this and in the process, do some checking.

I learned this from CBS News:

A recent analysis of nearly 7 million 30-year mortgages by University of California at Berkeley researchers found that black and Latino applicants were charged higher interest — an average of nearly 0.08% — and heavier refinance fees when compared with white borrowers. That was in face-to-face transactions. When applying online or through an app, minorities still ended up paying more, though terms were slightly better than when borrowing in person.

And guess what company was out in front in discrimination against blacks? Yep. Rocket Mortgage. In fact, Rocket Mortgage was said to be the leader and because of its status as the largest lender in America.

CBS News:

Regis Hadiaris, Quicken’s vice president of Rocket Mortgage, said “race and ethnicity is not a factor used in the Rocket Mortgage calculations for loans.” To determine loan terms, the firm assesses a borrower’s credit score, income, total assets and debt-to-income ratio, as well as factoring in a home’s worth and loan-to-value ratio.

Uh, not true, because, again in my elderly contractor’s case, many of the interactions were on the phone – the persons on the other end clearly have an idea of who my mother is, as well as her records and financial profile. There should be no reason why she can’t get a lower interest loan – save for racism and ageism.

Rocket Mortgage should stop lying to the public and make Black Lives Matter where it counts: with the same low interest deal someone white would get.

Stay tuned.

Rocket Mortgage Quicken Logo
Rocket Mortgage Quicken Logo

Marcie Hodge for Oakland City Council Districts 7 2020

Marcie Hodge For Oakland City Council Districts 7 2020

Marcie Hodge for Oakland City Council Districts 7 2020
From YouTube Channel: September 2, 2020 at 07:37PM
ONN – Building Leadership And Community Knowledge

Support @marcie94605 for Oakland City Council districts 7 2020 will be live @djigorbeatz Bay Life Radio Interview tune-in and spread the word and save the date.

Marcie Hodge’s passion is the development of her community through businesses that blossom into sustainable opportunities for young adults.

A native of Oakland, her commitment to civic duty is apparent in her record of local public service. Marcie Hodge is the Executive Director of St. John Boys Home in Oakland.

On one end she is coordinating services for troubled youth, but on the other side of that she is providing work opportunities and viable skills to young people within the city limits.

Dr. Hodge served two terms as Trustee for the Peralta Community College District 7, a governing board that oversaw a 100 million dollar- yearly budget.

Peralta college system is one of the foremost community college systems in the country.

Marcie Hodge was a member of the City of Oakland Budget and Finance Committee as well as serving as Chair of the Board Equal Opportunity Committee, etc.

Concurrent to civic involvement, Ms. Hodge is an active member of Alpha Kappa Alpha in which she has chaired many committees and served as an officer.

Dr. Hodge is also a member of the Eden Rose Chapter of the Links Incorporated.

Marcie also serves as special assistant to her Pastor of Prayer Mission Church, which was established by her grandparents and mother over 47 years ago in the city of Oakland.

Marcie Hodges’ civic compass is guided by her commitment to God and education.

Click link below for more information about Marcie Hodge

https://ift.tt/32VGn2G

She holds a Master’s Degree in Counseling Psychology, and Organizational Psychology. Dr. Hodge also has a Doctorate in Organizational Development.
#marciehodge4district7oaklandcitycouncil #election2020 #oakland #marciehodge #community #unity #mailinvote2020 #education #leadership #bayareanews #oaklandpostnewsgroup #ktvu #economy #solutionfocused #laborday #labordayweekend #votersuppression2020 #voterregistration2020 #womenempowerment #oaklandcitycouncil #robertsrulesoforder #oaklandcitycouncilmeeting

Note from Zennie62Media and Oakland News Now: this video-blog post demonstrates the full and live operation of the latest updated version of an experimental Zennie62Media , Inc. mobile media video-blogging system network that was launched June 2018. This is a major part of Zennie62Media , Inc.’s new and innovative approach to the production of news media. What we call “The Third Wave of Media”. The uploaded video is from a vlogger with the Zennie62 on YouTube Partner Channel, then uploaded to and formatted automatically at the Oakland News Now site and Zennie62-created and owned social media pages. The overall objective is smartphone-enabled, real-time, on the scene reporting of news, interviews, observations, and happenings anywhere in the World and within seconds and not hours. Now, news is reported with a smartphone: no heavy and expensive cameras or even a laptop are necessary. The secondary objective is faster, and very inexpensive media content news production and distribution. We have found there is a disconnect between post length and time to product and revenue generated. With this, the problem is far less, though by no means solved. Zennie62Media is constantly working to improve the system network coding and seeks interested content and media technology partners.

via IFTTT
https://www.youtube.com/watch?v=DjVWavQ2Vks

California Appeals Court Rejects Golden State Warriors’ Attempt To Avoid Paying Debt To Oakland

Oakland-City-Attorney-Barbara-Parker

Oakland – The California First Appellate District Court of Appeal has upheld both an initial arbitration decision and the lower court’s decision that the Golden State Warriors cannot escape the debt they owe the City of Oakland, Alameda County, and the Joint Powers Authority (JPA) for renovations to the Oakland-Alameda County Arena, debt the Warriors agreed to pay over 20 years ago.

As is typical to finance large projects, the County and the City issued bonds worth over $140 million to pay for the new sports arena. They did so in reliance on and assuming the good faith of the Warriors, who agreed to help repay that debt over decades. When the Warriors chose to leave Oakland several years ago, they also attempted to leave their unpaid debt behind. The Court of Appeal flatly rejected the Warriors’ narrow and unconvincing interpretation of their commitment to Oakland and Alameda County and ordered them to fulfill the terms of the agreement.

“The residents of Oakland and Alameda County have been unwavering fans of the Golden State Warriors for over 50 years,” said Oakland-Alameda County Coliseum Authority Executive Director Henry Gardner. “Not only did we have a legally binding agreement, we were partners, working together on producing and keeping a first class exciting basketball team in our community. The community did so with passion and commitment and at great public expense. To simply wave goodbye and leave outstanding debt in excess of $48 million is egregious. The City, County, and Joint Powers Authority said you are obligated to pay. The Court of Appeal agreed.”

The Warriors’ effort to withdraw from their agreement without fulfilling it required the City and County, as the principal members of the JPA, to engage in years of arbitration and litigation, costing over $1 million over time. Despite evidence of a shared agreement and shared understanding starting as far back as 1996, the Warriors nonetheless required the local governments to spend significant time and money over many years to keep the terms of the agreement in place. This decision should bring tens of millions of dollars to the City, County, and JPA, including the unpaid debt and legal costs and fees.

“This victory provides justice for the people of Oakland,” said City Attorney Barbara J. Parker. “The Warriors got the benefit of the bargain they made more than 20 years ago, and yet pursued specious claims to avoid their obligations. We are pleased that every court that reviewed this case agreed that the Warriors must honor their debt, stop stiffing their fans, and pay costs and fees that we incurred.”

The Court of Appeal decision can be found here.

Post based on a press release from the Oakland City Attorney to Zennie62Media.

As Raiders Open Las Vegas Allegiant Stadium, Oakland Preps A’s Billion-Dollar Subsidy Ballpark

Raiders Allegiant Stadium Las Vegas

In Las Vegas, the once-Oakland Raiders did everything it could do to make the unofficial soft-opening of the still-under construction Allegiant Stadium a special event. And why not? Allegiant Stadium is a brand new symbol of what many (including me) hope Las Vegas can be, yet again, post-Pandemic: a tourist mecca for the World.

The Raiders rolled out a super-fancy season ticket box for passes that, sadly, will go unused for this wild NFL 2020 Season.

And in introducing Raiders Players to the facility, Mark Davis, Raiders Manager of the General Partner, said this (according to the Las Vegas Sun):

“Welcome to the Death Star, where our opponents’ dreams come to die. My father always said that the greatness of the Raiders is in its future. Well today that future really starts. This magnificent stadium was built on the backs of thousands of players, coaches, administrators and fans, who for the past 60 years have proudly worn the Silver and Black.”

Oakland-Athletics-release-updated-renderings-of-new-stadium
Oakland-Athletics-release-updated-renderings-of-new-stadium

And while Mark Davis and Jon Gruden and Raiders players enjoy the new Las Vegas Stadium, the Oakland A’s plan a $2 billion ballpark facility for Howard Terminal in Oakland’s Jack London Square. In a still-ongoing march to a planned 2023 opening, Oakland A’s President David Kaval is proving the Raiders wrong: that the City of Oakland was, indeed, able to cause the formation of a public subsidy program worth roughly double that of the $750 million the Raiders got (with the help of Las Vegas Sands Founder Sheldon Adelson) from the Nevada Legislature.

In a turn of events that proves the mainstream media does not know how read or how to do math, the planned infrastructure redevelopment zone law that was approved by the California Legislature and signed into law by California Governor Gavin Newsom last October, will result in the formation of a zone that assumes a small $2 billion base-year assessed value to serve as the foundation for a TIF bond with a 40-year-payback schedule.

In fact, Kaval agreed this was the case in our interview, even as he reminded us that the ballpark itself (the main frame) would be privately financed. At just an annual 4 percent rate of growth in assessed value, and 1 percent tax rate, the revenue total will be $1.4 billion by year 40.

The Oakland A’s ballpark legislation, if one bothers to read it, will allow for everything from financing assistance for affordable housing, street lighting, bridges, transportation, and it can be spread city-wide.

Of course, those who hate reading will go on chortling that Oakland’s broke and can’t afford this or that. Meanwhile, the A’s will emerge with the ballpark that will reform Oakland into an international destination.

Stay tuned.

LIVE: Apple, Amazon, Facebook, Google CEOs testify before the House Judiciary Antitrust Subcommittee

Live: Apple, Amazon, Facebook, Google Ceos Testify Before The House Judiciary Antitrust Subcommittee

LIVE: Apple, Amazon, Facebook, Google CEOs testify before the House Judiciary Antitrust Subcommittee From YouTube Channel: July 27, 2020 at 11:19AM ONN – Big Tech testifies on Capitol Hill over antitrust concerns #Apple #Amazon #Facebook #Google About Yahoo Finance: At Yahoo Finance, you get free stock quotes, up-to-date news, portfolio management resources, international market data, … Read more

Academy President David Rubin Re-Elected And Academy Board Of Governors Officers Elected For 2020-2021

Oscars-AMPAS

Los Angeles – Casting Director David Rubin was re-elected president of the Academy of Motion Picture Arts and Sciences today by the organization’s Board of Governors. Mr. Rubin was first elected the 35th president of AMPAS last August, 2019. Also elected to officer positions by the Board: Lois Burwell, First Vice President (chair, Awards and … Read more

Oakland City Council’s Equity Caucus Redirects $150 Million From Oakland Police To Black Community

City of Oakland

Oakland – Tuesday, July 21, 2020, the Oakland City Council Equity Caucus (Vice Mayor Larry Reid, Councilmembers Lynette Gibson McElhaney, Noel Gallo,and Loren Taylor) ushered a unanimous vote to immediately begin the effort to redirect $150 Million from police to fund Oakland’s Black community, improve public safety and meet other critical community needs.“Yesterday’s debate provided … Read more

Ahead Of City Council Meeting, Oakland Mayor Schaaf Attacks Councilmembers Kaplan, Bas Initiative

Oakland's 50th Mayor Libby Schaaf

Ahead Of Oakland City Council Meeting Today, Oakland Mayor Schaaf Issues Action Alert And Attacks Councilmembers Kaplan, Bas Initiative Oakland Mayor Libby Schaaf issued this “Action Alert” below: Action Alert – Save Our Budget Dear Oaklanders, On June 23rd the Oakland City Council passed a responsible and admirable budget to reconcile competing community demands to … Read more

Chicago Radio Legend “Smokin’ Joe Dawson” Died And His Wife Needs Our Help

"Smokin' Joe Dawson"

 “Smokin’ Joe Dawson” is a man I remember from listening to the radio in Chicago during the 1980s, when my Mom moved back to Chicago to work for United Airlines, as I was an undergraduate at Texas-Arlington. So, I would fly home and when driving the car, would turn to WBBM-FM, and hear the … Read more

Anya Svanoe, Carroll Fife, ACCE Used Chan Zuckerberg Initiative Money To Harass Phil Tagami In Oakland

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Farley’s East Cafe In Oakland At 33 Grand Serves Charity Lunches For Homeless, Others

California Cafe Stays Alive With Charity Lunches

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Oakland A’s Stadium 365 Ballpark Estuary Park Project – D’Sjon Dixon, Rick Tripp From 2015

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Anya Svanoe March On Phil Tagami’s House In Oakland Because She Thinks He’s Rich Is Stupid

Anya Svanoe March On Phil Tagami’s House In Oakland Because She Thinks He’s Rich Is Stupid

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Vertosa Promotes Oakland’s Austin Stevenson To Chief Innovation Officer

Vertosa

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City Of Oakland’s Mid-Cycle Budget Cuts $14.3 Million From Police Department

City of Oakland

Oakland’s Mid-cycle Budget Cuts $14.3 Million from Police Budget, Invests Additional $50 million to Address Racial Disparities Community investments include violence prevention, housing and homelessness, COVID economic relief, arts and culture, and bridging the digital divide Oakland, CA – Amidst a national conversation about racism and calls to defund the police in favor of repairing … Read more

Oakland Youth Lead Black Organizing Project’s “Police Free Schools” March

Oakland Youth March For Police Free Schools

Oakland youth march for police-free schools  ONN – Oakland Youth Lead Black Organizing Project’s “Police Free Schools” March Chanting “no justice, no peace,” young protesters led a march through Oakland, California on Tuesday to demand police-free schools. Raw transcript: chancing no justice no peace young protesters led a march through Oakland California on Tuesday … Read more

Oakland Equity Caucus Budget Approved,$26.9M In COVID-19 Funding

Oakland Councilmember Lynette Gibson Mcelhaney

Oakland Equity Caucus Budget Approved,$26.9M in COVID-19 Funding for Most Impacted Communities, Redirects Police Funding OAKLAND, Calif. – On Tuesday, June 23, Oakland City Council approved the “Community First Budget” proposed by Finance Chair Lynette Gibson McElhaney, and Equity Caucus partners Vice Mayor Reid, Councilmembers Noel Gallo and Loren Taylor. Informed by Oakland’s 2018 Equity … Read more

State Economies Most Exposed to Coronavirus

State Economies Most Exposed To Coronavirus

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Marcus Books in Oakland Historic Black Book Store Sells Out Of Books On Racial Discrimination

Historic Oakland Black Book Store Sells Out Of Books On Racial Discrimination

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Mayor Of Oakland Part Of The Problem, Must Accept Responsibility – Phil Tagami Files

Oakland Mayor Libby Schaaf

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Oakland Note: China To Finance, Build Massive New Coal Power Plant in Zimbabwe

China To Finance & Build A Massive New Coal Power Plant In Zimbabwe

China to Finance & Build a Massive New Coal Power Plant in Zimbabwe ONN – Oakland Note: China To Finance, Build Massive New Coal Power Plant in Zimbabwe For those who do not think a large market waits for the Oakland Bulk and Oversized Terminal by Phil Tagami and Insight Terminal Solutions’ John Siegel, think … Read more

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City of Oakland

Congratulations to current Oakland City Clerk LaTonda Simmons, who’s professionalism and leadership is unmatched! Oakland City Administrator Appoints Interim Assistant City Administrators LaTonda Simmons and Jason Mitchell, both seasoned senior leaders and Oakland natives, tapped for City’s executive leadership team Oakland, CA — Today Oakland City Administrator Ed Reiskin announced the appointment of two Interim … Read more

No Coal In Oakland Misses Fact 1996 SF Bay Seaport Plan Called For New Bulk Terminal

No Coal In Oakland Misses Fact 1996 Sf Bay Seaport Plan Called For New Bulk Terminal

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On Insight Terminal Solutions OBOT, Oakland Jobs, Extreme Left Fake News On Coal, COVID-19

China-Demand-Boosts-U.S.-Coal-Exports

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City Of Oakland Budget Adjusted For Pandemic-Caused $122 Million Deficit, Fails To Ask For Bailout

City of Oakland

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NFL’s New Rooney Rule Says Black / Minority Coaches Must Be Interviewed For Real Positions

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Port Of Oakland COVID-19 Response Enters New Phase Says Danny Wan

Port Of Oakland

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Oakland Eviction Moratorium Information Video By “Public Education Struggle”

Oakland Eviction Moratorium Information

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Oakland Unified School District OUSD

Oakland Schools News: OUSD Board of Education Makes Two Major Moves, Signing Superintendent Kyla Johnson-Trammell to New Contract and Officially Hiring District’s New Chief Business Officer Oakland, CA – On Wednesday evening, April 22, the OUSD Board of Education held its regularly scheduled meeting in which the Directors made two significant decisions involving the leadership … Read more

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Allen Michaan And Gary Meyer

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“Coronavirus: The Black Swan Of 2020”: Sequoia’s Letter To Its Founders And CEOs

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Trump White House Photo Courtesy Aljazeera

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Scott Haggerty Angers Henry Gardner During Warriors Court Deal Talk At Oakland Coliseum JPA Meeting

Scott Haggerty Angers Henry Gardner During Warriors Court Deal Talk At Oakland Coliseum Jpa Meeting

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Is Bitcoin In Trouble After 800 Cryptocurrencies Were Killed? Experts Talk

Bitcoin

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