Statement by President Biden Applauding House Passage of Paycheck Protection Program Extension

President Joe Biden

The House of Representatives voted to extend the deadline for the Paycheck Protection Program. Here’s President Biden’s statement, below. Small businesses are the engines of our economy, the glue of our communities, and account for half of private sector employment. But since the start of this pandemic, more than 400,000 small businesses have permanently closed … Read more

Is Bank Of America Trying To Wreck The PPP Loan Program Under President Biden?

Bank of America

This latest OaklandNewsNow.com post on the Bank of America PPP Loan Program was ignited by an email from San Diego lawyer JoEllen Plaskett, who’s story is recounted here. She opened the door for me to look at the larger picture of what Bank of America PPP Loan Program Second Draw customers are facing: delays, frustrations, … Read more

What They Are Saying As House Passes President Biden’s American Rescue Plan

President Joe Biden

The White House released this “What They Are Saying” press release after the U.S. House of Representatives passed President Biden’s American Rescue Plan WHAT THEY ARE SAYING: House Passes President Biden’s American Rescue Plan Today, the House voted to pass the American Rescue Plan, a historic accomplishment that will provide immediate relief and support to … Read more

Hey Bank of America – Biden-Harris Administration Paycheck Protection Program PPP Changes Announced Today

Bank of America

After this blogger complained about how Bank of America was handling the Paycheck Protection Program (PPP) Loan Program four times, like here and here, over the weekend, BofA unlocked the unexplained prohibition on my firm applying for a second draw. Now, today, the Biden-Harris Administration announced major changes to the Paycheck Protection Program (PPP) designed … Read more

Biden Administration Must Review Bank Of America PPP Loan Program For Racial Bias

Bank of America

The PPP Loan Program is now in its second-draw status, and the loan forgiveness process is under way. My firm, Zennie62Media, received a first PPP Loan last year, but only after a roller-coaster process that started with Bank of America restricting PPP Loan access to those who had credit cards with the bank, even though … Read more

Biden Administration SBA, Economic Officials Meeting With Small Business Leaders Mentions PPP Loans

President Joe Biden

Readout of Senior Administration Economic Officials’ Meeting with Small Business Leaders and Advocates Notable that Paycheck Protection Program (PPP) Loans were discussed, and with the objective of getting more dollars to communities of color. Only two percent of all PPP Loans went to black business owners. Today, Acting Small Business Administrator Tami Perriello, Director of … Read more

Oakland’s Community Bank of The Bay Earns $1.24 Million in Third Quarter 2020

Community-Bank-Of-The-Bay-Oakland

Community Bank of the Bay Earns $1.24 Million in Third Quarter 2020; Deposits Increase 32% and Loans increase 21% Year-Over-Year; Lower Loan Loss Provision Quarter-Over-Quarter As a note, Oakland’s Community Bank of The Bay was started in 1996 by The City of Oakland and with the intention of being the first, true, city-owned bank. A … Read more

Moms 4 Housing Now A Community & Land Trust-Owned Home – Oakland Councilmember Bas

Nikki Bas Oakland City Council District Two Councilmember

Oakland District Two Councilmember Nikki Bas’ Digitized Newsletter

Last week, I was so moved to see #MomsHouse on Magnolia Street finally become community-owned as permanently affordable, transitional housing for unsheltered mothers.

Congratulations to Dominique Walker, Tolani King, Misty Cross, Sameerah Karim and Carroll Fife for leading this movement to end corporate speculation and house more Oaklanders. I am proud to have stood with them over the last year to call attention to making housing a human right, together with Council President Rebecca Kaplan, Councilmember Dan Kalb and Assemblymember Rob Bonta.

Moms 4 Housing
Moms 4 Housing

Sustainable, Healthy Use of Lake Merritt – Lake Merritt Vending Pilot Program Update

Coming out of the second weekend of our Lake Merritt Vending Pilot Program, we were excited to be joined by Parks and Recreation Advisory Commissioner Dwayne Aikens, Cultural Affairs Commissioner Kev Choice, the Oakland Black Vendors Association and neighbors to:

• Promote health and safety during COVID-19,
• Support struggling small businesses and entrepreneurs in this difficult time, and
• Ensure sustainable, equitable and inclusive long-term use of the Lake.

This pilot program for merchandise vendors will take place through November 22nd on El Embarcadero and along Lakeshore to Beacon from 10am to 6pm on Saturdays and Sundays.
This weekend, Community Ready Corps (CRC) will be joining the pilot to promote public health during COVID. Volunteers will distribute COVID kits that have face masks, hand sanitizer and gloves to help promote compliance with the County Health Order.

My team is grateful for the collaboration of the Parks and Recreation Advisory Commission (PRAC), the Oakland Black Vendors Association, James “Old School” Copes, city departments, and the community to ensure access, safety and equity at the Lake for everyone in our city.

This is what an Oakland for all of us means to me — working with a coalition of diverse stakeholders to ensure the Lake, as our city’s pride, is an enjoyable public space that each of us can use.

Moms 4 Housing
Moms 4 Housing

TUESDAY 10/20: Oakland City Council Meeting Preview Homeless Encampment Management Policy and Community Safety

Tuesday, October 20th’s 1:30pm City Council meeting will include the following important agenda items:

Item 6: COVID-19 Emergency Response And The Creation Of Clean Air Buildings For Use Of The Community During The COVID-19 Shelter In Place Emergency.

Thanks to our awesome District 2 constituent and outgoing Cleveland Heights Neighborhood Council Co-Chair Rachel Broadwin for introducing us to Dr. Rupa Basu, Section Chief for the Air and Climate Epidemiology Section of the Office of Environmental Health Hazard Assessment at CalEPA. At our September Council meeting, I expressed concern that our air quality and temperature triggers were too high to fully protect the health and safety of our most vulnerable residents. At my urging, our Fire Department staff met with Dr. Basu to discuss recommendations for activating extreme weather Emergency Respite Centers (ERC) in Oakland. As an outcome of the conversation and further discussions with internal stakeholders and community feedback, the activation triggers for the City of Oakland have been lowered to an Air Quality Index (AQI) of 200 – Very Unhealthy (versus what was previously 250) and temperatures forecasted to reach/exceed 95 degrees for 2 consecutive days or 100 degrees in one day. We are grateful for Dr. Basu and Rachel’s important expertise as we navigate these challenging times!

Item 7: Gun Violence Top Law Enforcement Priority resolution from President Kaplan to prioritize the decrease in illegal guns and gun violence by increasing gun tracing, improving response time to shooting notifications, and prioritizing response to gun crime.

Item 8: Homeless Encampment Management resolution, which proposes to designate priority areas for encampment management and outlines actions including the criteria for assessing what locations will be prioritized for enforcement or other homelessness interventions from the city.

Item 14: Adopt either the resolution proposed by the Oakland Police Commission or Oakland Police Department banning the carotid restraint and all forms of asphyxia.

Item 16: I’m co-sponsoring with President Kaplan, a resolution Terminating the Oakland Police Department’s Participation In The Joint Terror Task Force to ensure compliance with our local and state laws and focus on threats based on evidence, not bias or racial profiling.

 

See details to join the meeting and provide public comment. You can also share e-comments here.

TUESDAY 10/27: Community & Economic Development Meeting – Impact Fees, Economic Recovery Recommendations

 

On Tuesday October 27th at 1:30pm, the Community and Economic Development Committee will discuss two important items:

 

Item 2: Informational report on Impact Fees for Affordable Housing, Jobs/Housing, and Transportation and Capital Improvements, and
Item 3: Informational report on the Economic Recovery Council’s Draft Recommendations.

 

Oakland Workers, Know Your Rights! COVID-19 Emergency Paid Sick Leave

Oakland Workers Rights
Oakland Workers Rights

 

Thank you to East Bay Alliance for a Sustainable Economy (EBASE) for creating Know Your Rights materials on the emergency protections for Oakland workers passed by Council earlier this summer, which I was proud to co-sponsor.

 

The City’s Emergency Paid Sick Leave policy requires certain employers to provide leave to workers who test positive for COVID-19, present symptoms, are caring for family members who were exposed or present symptoms, or are at high risk from an infection. Check out and share the flyers in English and Spanish so that Oakland workers are aware of their rights!

 

City of Oakland; District 2 News and Resources
County Reopening Updates, Small Biz Legal Support, Grants for Home-Based Business

 

New County Health Orders Allow Additional Business Operations: Effective October 9, Alameda County now allows: hotels & lodging for tourism with their fitness centers and indoor pools restricted; museums, zoos & aquariums indoors at < 25% capacity; personal care services indoors with modification (services requiring removal of face covering still prohibited); gyms and fitness centers indoors at < 10% capacity with restrictions on aerobic exercise and classes. While the update allows partial reopening of libraries, Oakland Public LIbrary will remain closed for indoor services until plans are in place for safely reopening the buildings.

Beginning Friday, October 16, Alameda County will permit additional outdoor activities, including playgrounds, that follow the State’s guidance. Additionally, Alameda County is preparing to update the local Health Officer Orders to permit additional activities during the week of October 26. These activities will include: indoor dining up to 25% capacity or less than 100 people, whichever is less; indoor worship services up to 25% capacity or less than 100 people, whichever is less; indoor theaters up to 25% capacity or less than 100 people, whichever is less; expansion of indoor retail and malls at up to 50% of capacity and permitting limited food courts.

County Guidance on Safe Halloween Practices: Bay Area health officials recently released guidance on how to celebrate Halloween and Dia de los Muertos safely. Gatherings, celebrations, events or parties with non-household members are not permitted unless conducted in compliance with local and state health orders. Please avoid participating in traditional trick-or-treating where treats are handed to children who go door to door and do not have trunk-or-treat where treats are handed from car trunks lined up in large parking lots.

See also this guidance from the CA Dept. of Public Health:

Many traditional Halloween celebrations, such as parties and door-to-door trick-or-treating, pose a high risk of spreading COVID-19 and are strongly discouraged by CDPH
Not only do traditional celebrations pose a spread risk, they would also result in great difficulty in conducting appropriate contact tracing
Local Health Departments may have additional, more stringent restrictions
CDPH recommends that families begin planning for safer alternatives.

Legal Help for Oakland Small Businesses with Lease Negotiations: Oakland has allocated $150,000 of California CARES funding to the nonprofit Lawyers’ Committee for Civil Rights of the SF Bay Area to provide legal advice and assistance on lease negotiations to small businesses that have suffered revenue losses due to COVID-19. Business owners can access these free, multilingual legal services here, such as commercial leasing webinars through mid-December, 1:1 one-hour consultations and longer-term assistance which may include lease negotiation, pre-litigation and settlement negotiations or representation in a court proceeding.

$2-4K Grants for Home-Based Businesses: Income from a home-based business is often a big source of household income for our city’s entrepreneurs. The Oakland CARES Act Home-Based Business Grant program will distribute $500,000 to home-based, for-profit businesses. Apply here by 11:59pm on Monday, November 2 in 4 languages. Priority will be given to businesses representing a broad geographic diversity in Oakland, especially those located in low-income areas or otherwise historically vulnerable communities; those who have received $4,000 or less in funding from the Paycheck Protection Program; and those with annual gross business revenue under $150,000.

Several Grants Extended:

The Oakland CARES Act Small Business Grant Program will accept applications until 5 p.m. on Friday, October 23. This program will provide $10,000 grants to qualifying Oakland small businesses that have been negatively impacted by COVID-19 and have gross revenues under $2 million. Online applications and eligibility requirements in four languages are available at: mainstreetlaunch.org/oakland-cares-act-grant/
The application deadline for the Oakland CARES Nonprofit Grant Fund has been extended to 5 p.m. on Wednesday, October 28. This program will award grants of up to $25,000 to qualifying community-serving nonprofits with annual budgets of less than $1 million that address the impact of COVID-19 and the needs of low-income residents and businesses in the following areas: Health & Human Services; Economic & Workforce Development; Legal Support; Food Security; Homeless and Renter Support Services; and Education. Online applications and eligibility requirements are available at: communityvisionca.org/oaklandcares/

The application deadline for the Oakland CARES Fund for Artists and Arts Nonprofits impacted by COVID-19 has been extended to 1pm Friday, October 23. The program will distribute awards of up to $20,000 to arts nonprofits with annual budgets of less than $2.5M, while supporting individual artists with grants of up to $3,000 each. Learn more here.

Oakland Parks & Recreation Foundation’s 1st Citywide Parks Workshop: Whether you’re an experienced community leader or a new volunteer, join this free workshop taking place on Saturday, November 14, from 9:00am to 1:00pm to collaborate and learn about strategies and tools to improve Oakland parks. Learn more and register here.

East Bay Community Energy’s Resilient Home Program: Oakland has partnered with nonprofit public electricity provider East Bay Community Energy to launch a solar + battery backup program for homeowners. EBCE has partnered with Sunrun to provide no-cost / obligation-free consultations and will provide a proposal for your consideration. If you decide to move forward, there is a $1,250 incentive to homeowners that enroll their battery in the program and share power with EBCE during peak times when there isn’t a power outage. Since launch in August, nearly 700 homeowners countywide have registered for consultations. Sign up for your consultation and learn more at upcoming webinars.
Voting Reminders
Vote Early!

Given the pandemic and the threats to our democracy, please vote early. All registered voters will be sent an absentee ballot automatically to limit COVID exposure. You must register to vote to receive an absentee ballot!

You can vote in person or drop off your ballot at the Alameda County Registrar of Voters: 1225 Fallon Street, Room G1, Oakland, or put it into one of the official, free 24-hour drop boxes anytime by November 3rd 8pm. If you use a USPS mailbox, postage is free, and it’s critical to vote early!

You can also sign up to track your ballot.

October 19th is the last day for regular online voter registration.
October 20th – November 3rd, you can do same day voter registration.

On November 3rd, you can vote in person or drop your ballot off at your polling place by 8pm.

With many measures on the ballot, my go-to guides are Oakland Rising’s Voter Guide and the CA AAPI Voting Guide in seven AAPI languages.

With Oakland Love,

Nikki Fortunato Bas
Councilmember, City of Oakland, District 2

City Of Oakland, Working Solutions, Launch Home-Based Business Grant Program

City of Oakland

Oakland – The City of Oakland received $36.9 million in State of California CARES Act funding. Of that amount, the Oakland CARES Act Home-Based Business Grant Program will distribute $500,000 in grants of $2,000 to $4,000 to home-based, for-profit businesses in Oakland. Working Solutions, a Bay Area nonprofit, is administering the application and grant-making process. The grant application period closes at 11:59 p.m. on Monday, November 2. Online applications in four languages are available at: https://www.workingsolutions.org/oakland-home-based-grants.

“We recognize that revenue from a home-based business is often a major source of household income for our entrepreneurs, and losses due to the pandemic are pushing vulnerable populations to the brink of economic and housing insecurity,” said Oakland Mayor Libby Schaaf. “This grant program supports Oakland’s entrepreneurial spirit reflected in the wide variety of home-based businesses found in The Town.”

Priority will be given to home-based businesses representing a broad geographic diversity in Oakland, especially those located in low-income areas or otherwise historically vulnerable communities; those who have received $4,000 or less in funding from the Paycheck Protection Program (PPP); and those with annual gross business revenue under $150,000. The grant amounts of $2,000 to $4,000 will be based on gross revenue of the home-based business.

“Working Solutions is proud to partner with the City of Oakland to make grants to home-based small business owners in Oakland who are struggling due to the COVID-19 pandemic,” said Sara Razavi, CEO of Working Solutions. “This grant program will provide immediate relief to local home-based business owners, who face their own unique challenges during this crisis, and is an important follow-up to our work with the City this spring and summer through the Oakland Small Business Emergency Grant Program.”

In order to be eligible for this grant program, the business must:

Be verified as a for-profit, home-based business in Oakland;
Have a valid Oakland business license;
Have been in operation prior to March 1, 2019;
Be able to demonstrate negative impacts to the business from the COVID-19 pandemic;
Certify that the home-based business income represents the majority (>50%) of the applicant’s total individual income; and
Be a U.S. citizen or permanent resident (due to restrictions associated with federal CARES Act funding sources).

Business owners who previously received a grant from the Oakland Small Business Emergency Grant Program (between April and July 2020) are eligible to apply for this grant program.

Grant funds may be used for COVID-19-related costs and losses, such as payroll; rent or mortgage payments; utilities or other operating expenses; or fixtures, supplies, and other non-construction site modifications needed to satisfy COVID-19 distancing and mitigation requirements. Funds may not be used for new construction or building improvements.

Other Grant and Support Programs Available

This is the latest CARES Act-funded program launched by the City of Oakland. Grant programs for small businesses, individual artists and arts nonprofits,

community-serving nonprofits and low-income renters and homeowners were announced in September. Additionally, free legal advice webinars and consultations on lease negotiations for small businesses were announced last week. Businesses may only receive a grant from one CARES Act-funded program. Learn more about the $36.9 million in CARES Act Funding at: oaklandca.gov/CaresAct

About Working Solutions

Working Solutions is a nonprofit microlender and the First to Believe in start-up and early-stage businesses. As a U.S. Treasury-certified Community Development Financial Institution (CDFI), Working Solutions provides diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in the San Francisco Bay Area. To date, Working Solutions has made over $27 million in microloans and grants to more than 1,300 local businesses and provided over 14,000 consulting hours.

This post based on a press release from the City of Oakland to Zennie62Media.

Bank Of America PPP Loan Mess Leads To Wrongly Asking Americans To Give EIDL Money Back

Bank of America

Bank Of America’s PPP Loan (Payroll Protection Program) Program Is A Horrible Mess

Early on, Bank of America was the focus of a lawsuit because the banking giant was not properly processing the Payroll Protection Program Loans that were applied for as million of businesses were being impacted by or fearing impact of the Coronavirus. The Charlotte Business Journal wrote:

Four businesses filed a lawsuit against Charlotte’s Bank of America Corp. (NYSE: BAC) on Sunday, criticizing the way it handled loan applications for the Small Business Administration’s Paycheck Protection Program. The suit was filed in federal court in Los Angeles.
The lawsuit alleges BofA prioritized applications for higher loan amounts because those would generate more origination fees for the bank. The SBA previously said PPP applications would be accepted and processed on a first-come, first-served basis.

“BofA has, once again, prioritized corporate greed at the expense of its small business customers,” the suit reads. “Had BofA been honest, small businesses could have (and would have) submitted their PPP applications to other financial institutions. … As a result of BofA’s dishonest and deplorable behavior, however, thousands of small businesses that were entitled to loans under the PPP were left with nothing.”

UPDATE: Bank Of America Should Stop Twisting SBA PPP Rules To Collect Money To Offset Losses

During the frantic push to get financial shelter from COVID-19, the Small Business Administration (or SBA) had one program for economic help during disasters called “Economic Injury Disaster Loan”. I signed up for the program, but received no word back. I didn’t even get an acknowledgement of my application.

Then, the PPP program was advanced, and I applied twice (filled out the application twice because they were not acknowledging my entry) and it asked me if I was eligible for the “economic help during disasters” or “Economic Injury Disaster Loan”, between January and April, and I said yes (why would I not?). I also had not received the Economic Injury Disaster Loan I applied for.

And what was the EIDL (Economic Injury Disaster Loan) described as, you ask? This:

In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loans

So, the PPP I got was part the EIDL I should have received, or so I understood that case to be, since both were related to the Coronavirus problem.Now, Bank of America is saying that I got an EIDL, and the PPP contained an “additional” EIDL amount of money to refinance the EIDL they say I got – but I never got even though I applied for it, too. Now, they want me to give back something that I never got out of the PPP money Zennie62Media received and disbursed to contractors. And in 10 days!

That’s nuts.

Bank of America made so many changes in the PPP Loan Application it wasn’t funny, and eventually set up an online portal for business clients. The complicated stuff about seeking a refinancing of a loan I did not get was not said then – they simply asked if Zennie62Media was eligible, which means we should get one. And a simple ask at that, since we didn’t have one, and the SBA was not responsive because it was slammed. I guess memories are short.

So now, Bank of America asked to go into my account and, of the $23,750 PPP Loan, get the $10,000 in what B Of A is calling “extra money” that in point of fact I never got – and gave me the choice, “yes”, to allow it to get it, or “no”. There was no “HELL NO” option. If so, I would have selected it, especially since Bank of America’s attempted action to me is based on a rule that did not exist when I applied for the PPP and received the loan, EIDL and all, on May 4th, 2020. Yep, you read that right.

And to add to that, we’re talking about my firm, Zennie62Media, a Delaware c-corp approved December 30,2019, and with a Certificate Of Good Standing from the State of Delaware. A firm that’s paid out several thousand dollars to my family of vlogger contractors, some who are disabled or between full-time jobs, and really needed and got another way of making money and having fun in the process.

What’s SBA Procedural notice 5000-20032: Refinance of EIDL Loans with PPP Loan Proceeds and Lender Remittance of EIDL Refinance Proceeds to SBA?

According to an online document I found called “SBA Procedural notice 5000-20032: Refinance of EIDL Loans with PPP Loan Proceeds and Lender Remittance of EIDL Refinance Proceeds to SBA”, “The purpose of this Notice is to provide guidance for when Paycheck Protection Program (PPP) loan proceeds must be used to refinance SBA Economic Injury Disaster Loans (EIDL) and to inform PPP Lenders of the procedure for remitting to the SBA any PPP loan proceeds designated for the refinance of an EIDL.”

And then it goes on to provide rules for handling of an EIDL in a refinancing situation that I was not involved in. And then, here’s the kicker: the entire SBA Procedural notice 5000-20032 was effective June 19th, 2020 – a good month after I received my PPP Loan on May 4th, and a full two months after I applied for it. https://www.sba.gov/sites/default/files/2020-06/5000-20032-508.pdf

So, not only did the SBA notice not exist during the frantic frenzy to get money out to help people (ostensibly) during the early days of the Pandemic’s economic impact, it also does not call for Bank of America to go raiding someone’s bank account to get money they never received to refinance in the first place!

As explained in an August 4th 2020 Journal of Accountancy post by Ken Tysiac, a lender like Bank of America was supposed to do this: “…if a borrower received an EIDL advance in excess of the amount of its PPP loan. Lenders must notify the borrower when the first payment will be due, and the loan must be repaid by the borrower before the maturity date, either two or five years.” Not 10 days – and even then, the EIDL advance in my case was not in excess of the amount of my PPP Loan.

All of this seems to have been made just so lenders like Bank of America can get back some PPP Loan money. That even as Gerri Detweiler in Nav.com writes that “borrowers generally don’t have to repay an EIDL grant”!

Since Bank of America was sued for favoring the rich, the action its trying to take against me seems to be right along those lines, and criminal. And at that, Zennie62Media is one of a total number of black-owned businesses and black American that represented two percent of the total number of people and firms who got PPP Loans! 83 percent of the PPP Loans issued went to white folks.

Congress should write a bill or provision that helps save the little guy: simply terminate any rule that allows a Lender to try and take PPP Loan-related money back from an American who rightfully received it.

If that person or business followed all of the basic guidelines of the criteria for the PPP, fine – then leave them alone. EIDL money (It’s disaster related, right?) should simply be part of the PPP: if it’s forgiven, so be it – plus the whole program is to be terminated June of 2021, anyway (Why that is, is yet another mystery considering how many millions of people still need help in America?)

But this way where lenders like Bank of America are left to write “we understand how hard this is during this difficult time” before they take part of your money must be terminated. It will contribute to a wrecking of the American economy to a degree far worse than what we’re already experiencing now.

Stay tuned.

City Of Oakland, Main Street Launch Open Grant Program For Oakland Small Businesses

City of Oakland

Oakland – The City of Oakland received $36.9 million in State of California CARES Act funding. More than $4 million of those funds will go to the Oakland CARES Act Small Business Grant Program to support Oakland small businesses that have been impacted by the COVID-19 pandemic. The program anticipates distributing $10,000 grants to 402 Oakland small businesses.

Grants may be used to cover day-to-day operating costs, such as worker payroll, rent and fixed debts. The application period for the small business grants opened today (Tuesday, September 22) at 1 p.m., and ends at 5 p.m. on Monday, October 12, 2020. Online applications in four languages are available at: https://mainstreetlaunch.org/oakland-cares-act-grant/

“Many Oakland small businesses that employ our residents and provide vital goods and services for us all have suffered greatly during the closures to combat the spread of COVID-19,” said Oakland Mayor Libby Schaaf. “These CARES Act-funded grants are meant to help sustain the local, independent merchants that add so much to our community as they pivot to new business models for the pandemic and post-pandemic economies.”

Eligibility requirements:

· Be an existing for-profit business since March 1, 2019 with a commercial location in Oakland

· Be able to demonstrate adverse business impacts from the COVID-19 pandemic

· Have gross revenues under $2,000,000 in 2019

· Have a current City of Oakland business license

· Have no City of Oakland life safety code violations

· Be in compliance with all County Health Orders and State Regulations

· Have not received a Paycheck Protection Program (PPP) loan of more than $10,000

· Have not received a grant from the Oakland CARES Fund for Artists and Arts Non-profits

· Have at least one, but no more than 50 full-time equivalent employees, including the business owner(s)

The following businesses are not eligible for funding through this grant program: Nonprofits, passive income real estate businesses, cannabis-related businesses, adult entertainment businesses, franchises, any business involved in bankruptcy proceedings or religious organizations (See FAQs for complete list).

Disbursement of grants funds to the selected recipients is anticipated to be completed by Friday, October 30, 2020.

The grants will help prevent displacement and closures of small businesses that contribute to the City’s diversity, vibrancy and character. Distribution of the CARES Act grants for small businesses is through a partnership between the City of Oakland’s Economic & Workforce Development Department and Main Street Launch. A trusted intermediary focused on equitable economic development, Main Street Launch is administering the Oakland CARES Act Small Business Grant Program.

“Main Street is looking forward to helping Oakland’s small businesses at this critical moment in the city’s recovery from the pandemic,” said Jacob Singer, CEO of Main Street Launch. “By helping the City provide these grants to support Oakland’s dynamic small business community, we collectively envision a time when we will all be able to gather together again in support of the businesses that make Oakland a unique and lively place to work and live.”

To assist applicants, answers to frequently asked questions have been posted at: https://mainstreetlaunch.org/oakland-cares-act-grant/ Support for technical questions is also available by emailing [email protected].

To align with the Oakland City Council’s direction and equity goals, the funds will be allocated to prioritize both geographic diversity throughout Oakland, and districts containing vulnerable communities, as represented by the Opportunity Zone-qualified and Opportunity Zone-designated census tracts. $2 million of grants have been specifically earmarked for businesses located in Opportunity Zone-designated census tracts. These historically vulnerable communities were selected based on aggregated demographic characteristics of each tract’s resident population as reported by the U.S. Census.

This is the latest CARES Act-funded grant program launched by the City of Oakland. Grant programs for low-income renter and homeowner relief and artists and arts nonprofits as well as an RFQ to fund support for low- and moderate-income renters and homeowners were announced earlier this month. Learn more about the $36.9 million in CARES Act Funding at: https://www.oaklandca.gov/topics/coronavirus-aid-relief-and-economic-security-cares-act-funding

City Of Oakland, Center For Cultural Innovation Launch Grant Programs For Artists, Nonprofits

City of Oakland

Oakland, CA – The City of Oakland received $36.9 million in State of California CARES Act funding. Through the Oakland CARES Fund for Artists and Arts Nonprofits, $1.425 million of those funds will go to support individual artists and arts nonprofit organizations that have been impacted by the COVID-19 pandemic. The Oakland CARES Arts Organizational Grant will award grants of up to $20,000 to arts nonprofits, while the Oakland CARES Individual Artist Grant seeks to support individual artists with grants of up to $3,000 each. The application period for both grants opened today (Monday, September 21) at 9 a.m., and ends at 1 p.m. on Friday, October 9, 2020. Online applications in four languages are available at: cciarts.org/Oakland_CARES_Fund.html

“Our vibrant arts and culture community is a vital part of our community and contributes immensely to our collective sense of belonging, which is what makes Oakland a unique and special place,” said Oakland Mayor Libby Schaaf. “We know Oakland artists and arts nonprofits are struggling, and these CARES Act-funded grants offer financial help as we collectively work to help them survive this crisis.”

Individual Artist Grants

Current, full-time Oakland residents who make their primary income as freelancers or employees in the arts sector may apply. Applicants must make the majority (50%+) of their individual income from the arts sector through any combination of sales of art, freelance work, and/or employment. This includes fine artists, including literary, visual, and performing artists; musicians; teaching artists; culture bearers; artist members of collective-based or cooperative creative social enterprises; and specialized artist workers (e.g., lighting or sound designers, fabricators, and the like). Grants of up to $3,000 will be awarded to approximately 160 individuals.

Nonprofit Organizational Grants

Oakland-based 501(c)3 arts nonprofits; fiscally sponsored arts organizations; or 501(c)3 incorporated cultural land trusts with a primary function of arts and/or culture activities and services may apply. Eligible organizations must have a yearly budget under $2.5 million based on the most recently completed fiscal year that ended before March 1, 2020.

Grant amounts will be based on nonprofit’s actual budget size of the most recently completed fiscal year using the following tiers:

For budgets up to $999,999, grants will be up to $10,000
For budgets of $1 million-$1,499,999, grants will be up to $15,000
For budgets of $1.5-$2.5 million, grants will be up to $20,000

The arts nonprofit must not have received more than $20,000 through the SBA’s Paycheck Protection Program or received a National Endowment for the Arts (CARES) award. Additionally, applicants, and employees or board members of applicant organizations, who have a conflict of interest (family or financial relationships) with the boards, staff, or directors of CCI or of City of Oakland’s elected officials and their employees are ineligible.

Both Grant Programs

Applicants for both grants will be asked to provide a detailed explanation of financial losses or incurred expenses due to COVID-19. Notifications to grant recipients are anticipated on Friday, October 30, 2020.

The grants will help prevent displacement among artists and closures of arts nonprofits. Artists and public-benefiting arts organizations are the backbone of the City’s diversity and vibrancy of cultural identity and expression. Distribution of the CARES Act grants for the arts is through a partnership between the Economic & Workforce Development Department’s Cultural Affairs Division and the Center for Cultural Innovation (CCI), a trusted intermediary focused on the economic security of people in the arts.

“Artists, culture workers, and arts nonprofits need our support but are all too often overlooked. We are delighted to partner with the City of Oakland, with the knowledge that they understand how important the arts are to the civic life of communities,” said Laura Poppiti, Center for Cultural Innovation’s Grants Program Director.

To assist applicants, FAQs have been posted at: cciarts.org/Oakland_CARES_Fund.html Support for technical questions is also available. English-speaking applicants are asked to email [email protected] with the subject line “Oakland CARES Fund Tech Support” and provide your full name and telephone number for assistance. For those completing applications in Spanish, Chinese (Traditional), or Vietnamese, please email [email protected] or call (510) 238-4949.

The Oakland CARES Fund for Artists and Arts Nonprofits will distribute support to reflect the cultural and geographic diversity of the city of Oakland – including those in historically underserved communities that are especially vulnerable financially due to this economic crisis.

Although not factors in grant decisions, we strongly encourage the following with financial needs to apply: individual applicants of, or organizations that primarily serve, historically marginalized communities, which may include, but are not limited to, African and African American, Arab, Asian and Asian American, Latinx, Middle Eastern, Native American and Indigenous, Pacific Islander; Lesbian, Gay, Bisexual, Queer, Transgender, and Gender-Variant people; people with disabilities; women; and those who are low-income, have high debts, have difficulty obtaining or retaining sources of income, or live in immigrant and refugee communities.

This is the latest CARES Act-funded grant program launched by the City of Oakland. Grant programs for low-income renter and homeowner relief and an RFQ to fund support for low- and moderate-income renters and homeowners were announced earlier this month. Learn more about the $36.9 million in CARES Act Funding at: https://www.oaklandca.gov/topics/coronavirus-aid-relief-and-economic-security-cares-act-funding


Post based on a press release from City of Oakland to Zennie62Media.

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